Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5109902
Complaint Overview
Complaint ID: 5109902
Company: Reliable Credit Association, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Oregon
ZIP Code: 97015
Date Received: 2022-01-14T12:00:00-05:00
Date Sent to Company: 2022-01-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Reliable Credit is reporting a charge off on all my credit reports after selling the account to XXXX XXXX agency. They are continuing to report inaccurate and false erroneous information to XXXX, XXXX XXXX XXXX. Balances that they reported are inaccurate after selling the debt, dates that supposed information they alleged are all different amongst all XXXX Credit bureaus. So much inaccurate reporting that is against the law and the guidelines with the FCRA.
Frequently Asked Questions
What is Complaint #5109902 about?
Complaint #5109902 was filed against Reliable Credit Association, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-01-14T12:00:00-05:00.
How did Reliable Credit Association, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Reliable Credit Association, INC.?
Yes, visit the Reliable Credit Association, INC. company profile at readthecomplaint.com/company/reliable-credit-association-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.