Debt collection -- Took or threatened to take negative or legal action -- Complaint #5107252
Complaint Overview
Complaint ID: 5107252
Company: Velo Law Office
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: Michigan
ZIP Code: 499XX
Date Received: 2022-01-13T12:00:00-05:00
Date Sent to Company: 2022-01-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In XX/XX/XXXX I recieved a letter from my local court house about a credit card debt. I know I owe it, but being on XXXX something happened and I just couldnt pay it at the moment. I sent a letter using proper legal information stating that My income being Social Security XXXX was protected by law against collections such as your as well as Judgments. I sent that certified mail, I never recieved a response or notice of a upcoming court date. Today i recieved a document stating they are requesting a judgement against me. I am fairly certain that after the certified letter I sent requesting that they stop all collections immediately ; by law they have to. The date claims it was XXXX, the date the judgement was filed was XX/XX/XXXX, In the amount of {$880.00}
Frequently Asked Questions
What is Complaint #5107252 about?
Complaint #5107252 was filed against Velo Law Office regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-01-13T12:00:00-05:00.
How did Velo Law Office respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Velo Law Office?
Yes, visit the Velo Law Office company profile at readthecomplaint.com/company/velo-law-office to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.