Payday loan, title loan, or personal loan -- Loan payment wasn't credited to your account -- Complaint #5106172

Complaint Overview

Complaint ID: 5106172

Company: Onemain Finance Corporation

Product: Payday loan, title loan, or personal loan

Sub-Product: Title loan

Issue: Loan payment wasn't credited to your account

State: Texas

ZIP Code: XXXXX

Date Received: 2022-01-12T12:00:00-05:00

Date Sent to Company: 2022-01-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hi, I sign an Deferment Agreement on XX/XX/XXXX it was never credited to my account and Im still receiving fees for the status of my acct. when i try to pull up the deferment agreement it is missing. The agreement would have covered 2 half payments for XXXX and XXXX and then I made a full payment to cover the rest. The only payment outstanding as of XX/XX/XXXX is XXXX but they show XXXX, XXXX and XXXX payments past due. I cant even Monitor what payments are missing due to missing information on statements this company is a joke and how many times can one acct have these many problems. Im sick of having to report this one company. This is 100 percent retaliation and harassment against me for reporting them to the Federal government

Frequently Asked Questions

What is Complaint #5106172 about?

Complaint #5106172 was filed against Onemain Finance Corporation regarding Payday loan, title loan, or personal loan specifically about Loan payment wasn't credited to your account. It was received by the CFPB on 2022-01-12T12:00:00-05:00.

How did Onemain Finance Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against Onemain Finance Corporation?

Yes, visit the Onemain Finance Corporation company profile at readthecomplaint.com/company/onemain-finance-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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