Debt collection -- Attempts to collect debt not owed -- Complaint #5103143
Complaint Overview
Complaint ID: 5103143
Company: Tk Credit Recovery, INC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: California
ZIP Code: 93307
Date Received: 2022-01-11T12:00:00-05:00
Date Sent to Company: 2022-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Re : Case Number - XXXX On XXXX I reached out to XXXX XXXX XXXX Legal Supervisor @ XXXX and XXXX XXXX inquire about the balance due for a Judgement that is against me from 2018. I did go to court for this matter but was not allowed by the XXXX to discuss the issue. The person that said I owe did not show XXXX times. To this day I do not know who I am paying and why this judgement is against me. According to XXXX XXXX, 10 % interest is accured on this judgement regularly as it now stands. The XXXX XXXX XXXX XXXX XXXX has ordered me to pay XXXX a month to make payable to XXXX XXXX XXXX. I have been paying this amount monthly. I send the money order to : Attorney XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX Before I went to court I had an account with XXXX XXXX, XXXX XXXX. Approximately XXXX was in the account. A freeze was placed on my account and given to XXXX XXXX, which inturn released to this Judgement. I have all documentation and receipts regarding this issue. I have never seen this debt on my credit report. I just want to be treated fairly. XXXX XXXX refuse to let me know who the judgement is owed to. When I contacted XXXX XXXX I was told that they did not have the money at that time, I contacted the XXXX XXXX and was told they did not have the money, but I ended up in court and my fund was given for the Judgement, not completely sure what this is all about, but sure would like a clear understanding. I will continue to pay monthly. It is going on ( 4 ) years now and I have been very patient with the situation. Whats the secret, the average individual that works and have obligations desires to know how their funds are being allocated for bills and necessities of life. I do not think that I am asking to know something out of the ordinary. If I had clear details about this Judgement I wouldn't be filing a complaint, the issue is I don't and to talk to XXXX XXXX is not working, all he tells me is that I owe some money, and that I am in a Judgement and I can not go back court on it or get any assistance. I will highly appreciate your assistance in the matter
Frequently Asked Questions
What is Complaint #5103143 about?
Complaint #5103143 was filed against Tk Credit Recovery, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-01-11T12:00:00-05:00.
How did Tk Credit Recovery, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Tk Credit Recovery, INC?
Yes, visit the Tk Credit Recovery, INC company profile at readthecomplaint.com/company/tk-credit-recovery-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.