Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5102015
Complaint Overview
Complaint ID: 5102015
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Pennsylvania
ZIP Code: 18301
Date Received: 2022-01-11T12:00:00-05:00
Date Sent to Company: 2022-01-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax has refused on to remove/delete false, incorrect information from my credit report on multiple occasions. Current accounts in question are US DEPT ED XXXX US DEPT ED XXXX On numerous letters direct to Equifax and sent through CFPB I have expressed and made them aware of false incorrect information reporting on these two accounts. On each dispute they have verified or updated account but account still shows inaccurate/incorrect information reporting. Leaving me to believe either this account does not belong to me or they are ignoring my request. Once again this account reflects a balance I do not recognize, the account is reporting multiple inaccuracies across all 3 different bureaus XXXX, Equifax, and XXXX. I have already sent in documents showing the incorrect information from all three bureaus. I will send in supporting evidence once again. Equifax, when I send them in this supporting evidence likes to open and close accounts in question. They opened account in XXXX, closed accounts in XXXX, XXXX now they opened the accounts for month of XXXX. On numerous disputes Equifax has closed the accounts, then later opened the accounts on my report allowing for my credit score to sway back in-forth being very detrimental to my well being. These accounts are reporting as collection account but Equifax has them open once again also with late payments. These are major errors and I have repeartedly asked them to remove these errored accounts from my credit report.
Frequently Asked Questions
What is Complaint #5102015 about?
Complaint #5102015 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-01-11T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.