Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5091500
Complaint Overview
Complaint ID: 5091500
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33756
Date Received: 2022-01-10T12:00:00-05:00
Date Sent to Company: 2022-01-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
I have an ex employer that is causing problems with my credit. None of the information given by him to anyone is authorized. It is happening with all three credit companies. I tried to complain to CFPB but the complaint was deleted due to addresses not included. My so called report has over 20 uncorrected mistakes. These mistakes take one second to make and months to correct. They have these rules that we as citizens are supposed to live by. They are actually trying to control how we live day to day. My score goes down with every move that I make at banks and other lending institutions. The complaint is that they are not supposed to lower my score when I am looking for a mortgage or re finance or auto loans if the inquiries are within 45 days of each other. Soft credit pulls are not supposed to effect credit, but they do. My score went from over XXXX to XXXX over a period of 3 months. I want all errors corrected an to eliminate these predatory XXXX from my life. I DO NOT WANT A SCORE OR A PHONEY REPORT.
Frequently Asked Questions
What is Complaint #5091500 about?
Complaint #5091500 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-01-10T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.