Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5091386

Complaint Overview

Complaint ID: 5091386

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Delaware

ZIP Code: XXXXX

Date Received: 2022-01-10T12:00:00-05:00

Date Sent to Company: 2022-01-10T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The following items mentioned below were totally incorrect or has inaccurateinformationbeing stated. XXXX XXXX XXXX Balance : {$140.00} Please reinvestigate this account, I was never late on this specific account. You have notified me about the late, if theres any, but since I have not received any notification letter, email or any kinds of contacts from this company, this certain remarks should be corrected immediately. XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX Balance : {$100.00} I am not aware of this account, I am not sure why it is reporting under my name and report. You should have done your investigation thoroughly and submitted any proof of validation to my address to validate that this account is in fact mine. However, you have failed to provide any proofs. Thus, this account should be removed in accordance to the FCRAs requirements. XXXX XXXX XXXX Balance : {$0.00} Why is this account still in my report? This account has been closed with no balance owed. Please justify the deletion request for this account. Also, provide any documentation to validate that your investigation and remarks are correct. Nonetheless, delete this account immediately. XXXX Date of inquiry XX/XX/XXXX I never had signed into this inquiry so deleting this inquiry will be highly appreciated if no proof is presented. XXXX XXXX Date of inquiry XX/XX/XXXX Eliminate this inquiry, because I think the date might be wrong. Look into this information or I suggest you remove it from my credit file. XXXX Date of inquiry XX/XX/XXXX Revise the date shown and the creditor name presented as I believe this may be an error. Verify or delete this promptly from my report. XXXX XXXX XXXX Date of inquiry XX/XX/XXXX I suggest you take a look at the date this inquiry is showing. I don't quite remember this day. Please revise it or delete it. XXXX XXXX Date of inquiry XX/XX/XXXX Would you please take the time to verify this inquiry and make sure this is 100 % correct in reporting otherwise please extract this from my file. XXXX XXXX Date of inquiry XX/XX/XXXX I am not sure I requested anything during the date shown. Now verify this data and soon have it fixed or deleted from my report. XXXX XXXX Date of inquiry XX/XX/XXXX I think this was not intentionally done. Please verify this inquiry along with the date shown or delete this off my credit report. XXXX Date of inquiry XX/XX/XXXX Establish a verification of the data presented. I believe it is incorrect so please verify and remove it from my credit report if unable to verify.

Frequently Asked Questions

What is Complaint #5091386 about?

Complaint #5091386 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-01-10T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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