Debt collection -- Attempts to collect debt not owed -- Complaint #5076510

Complaint Overview

Complaint ID: 5076510

Company: First Credit Services INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Florida

ZIP Code: 33326

Date Received: 2022-01-05T12:00:00-05:00

Date Sent to Company: 2022-01-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The company XXXX XXXX ( First Credit Service ) is looking for a person unrelated to me. They call and harass on a daily basis. I have repeatedly answered and explained I am not the person they are looking for. I have asked to speak to a manager and they denied to transfer me. I have records of the calls. This is straight harassment.

Frequently Asked Questions

What is Complaint #5076510 about?

Complaint #5076510 was filed against First Credit Services INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-01-05T12:00:00-05:00.

How did First Credit Services INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against First Credit Services INC.?

Yes, visit the First Credit Services INC. company profile at readthecomplaint.com/company/first-credit-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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