Debt collection -- Attempts to collect debt not owed -- Complaint #5060004
Complaint Overview
Complaint ID: 5060004
Company: American Collections Enterprise, INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New Jersey
ZIP Code: 08302
Date Received: 2021-12-31T12:00:00-05:00
Date Sent to Company: 2021-12-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
AMERICAN COLLECTIONS E ; LOCATED AT:XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX HAS BEEN SENDING ME COLLECTION NOTICES IN THE AMOUNT OF {$560.00}. THE COLLECTION HAS BEEN REPORTED AS PAST DUE BALANCE. I DO NOT KNOW THIS COMAPNY. I HAVE NEVER DONE ANY BUSINESS WITH THIS COMPANY. THIS COMPANY DOES NOT HAVE A CONTRACT WITH MY SIGNATURE.
Frequently Asked Questions
What is Complaint #5060004 about?
Complaint #5060004 was filed against American Collections Enterprise, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-12-31T12:00:00-05:00.
How did American Collections Enterprise, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against American Collections Enterprise, INC.?
Yes, visit the American Collections Enterprise, INC. company profile at readthecomplaint.com/company/american-collections-enterprise-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.