Debt collection -- Attempts to collect debt not owed -- Complaint #5057293

Complaint Overview

Complaint ID: 5057293

Company: I.C. System, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: New York

ZIP Code: 11369

Date Received: 2021-12-30T12:00:00-05:00

Date Sent to Company: 2021-12-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I contacted the credit bureaus to inform them of the debt was paid to original creditor and collection agency should not be reporting the debt is due. Two of the three credit bureaus removed the negative account from my consumer report. I do not have an open balance with my XXXX XXXX XXXX and IC System Collections should not be on my consumer report as the debt is not due and has been paid as agreed. The negative collection is still on my XXXX Consumer Report.

Frequently Asked Questions

What is Complaint #5057293 about?

Complaint #5057293 was filed against I.C. System, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-12-30T12:00:00-05:00.

How did I.C. System, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against I.C. System, INC.?

Yes, visit the I.C. System, INC. company profile at readthecomplaint.com/company/i-c-system-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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