Debt collection -- Communication tactics -- Complaint #5056508

Complaint Overview

Complaint ID: 5056508

Company: National Credit Adjusters, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Communication tactics

Sub-Issue: Used obscene, profane, or other abusive language

State: California

ZIP Code: 93711

Date Received: 2021-12-30T12:00:00-05:00

Date Sent to Company: 2021-12-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Today XX/XX/2021 I received a call from what looked like a local number but apparently was a spoofed number to looked local to get me to answer it. I asked who it was and she said her name is XXXX XXXX from national credit adjusters. If they are a legitimate company it strikes me as odd that they are spoofing theyre real numbers and making it look like theyre calling from the XXXX county sheriffs department or a city of XXXX employee number just to get people to answer the phone. She asked for all of my personal information such as date of birth and Social Security number. I advised her I was not comfortable giving my information over the phone to a fake number and politely asked if she would send me any documents she wanted to discuss by mail and to no longer contact me by phone. She proceeded to start yelling demanding I give her a what she said was a new mailing address because she didnt have one on file for me and wanted my Social Security number. I again politely advised her I would not be confirming or giving any details over the phone and to please send me information by mail and no longer contact me by phone. She began to yell again get extremely rude use foul language and call me out of my name rudely. I then hung up the phone. I dont know who this company is, I dont have any business with them and I will certainly not be providing any of my personal details to a company who doesnt even use a real phone number when they call.

Frequently Asked Questions

What is Complaint #5056508 about?

Complaint #5056508 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2021-12-30T12:00:00-05:00.

How did National Credit Adjusters, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against National Credit Adjusters, LLC?

Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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