Debt collection -- Attempts to collect debt not owed -- Complaint #5053500
Complaint Overview
Complaint ID: 5053500
Company: Waypoint Resource Group, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: New Jersey
ZIP Code: 07206
Date Received: 2021-12-29T12:00:00-05:00
Date Sent to Company: 2022-01-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX hired XXXX XXXX XXXX to collect on prior debt that does not belong to me. This is the 3rd time that XXXX has attempted to collect the debt. Each time the debt has been removed. Under the FCRA this is a continued violation that XXXX, XXXX, XXXX, and XXXX are executing against me. Attached is proof of removal/deletion of this prior debt from the previous debt collector that XXXX hired XXXX 15 U.S. Code 1681i - Procedure in case of disputed accuracy ( C ) Procedures to prevent reappearance A consumer reporting agency shall maintain reasonable procedures designed to prevent the reappearance in a consumers file, and in consumer reports on the consumer, of information that is deleted pursuant to this paragraph ( other than information that is reinserted in accordance with subparagraph ( B ) ( i ) )
Frequently Asked Questions
What is Complaint #5053500 about?
Complaint #5053500 was filed against Waypoint Resource Group, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-12-29T12:00:00-05:00.
How did Waypoint Resource Group, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Waypoint Resource Group, LLC?
Yes, visit the Waypoint Resource Group, LLC company profile at readthecomplaint.com/company/waypoint-resource-group-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.