Debt collection -- False statements or representation -- Complaint #5053140
Complaint Overview
Complaint ID: 5053140
Company: Rab, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Indicated you were committing crime by not paying debt
State: Texas
ZIP Code: 78748
Date Received: 2021-12-29T12:00:00-05:00
Date Sent to Company: 2022-01-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX # XXXX This is my second complaint against this company. 1st complaint XXXX XXXX XXXX emailed me 23 times and threatened to sue me for theft of services and told me I would go to jail for this. This was a business loan even though it states in the contract that this is not a loan. But i received money which I started to pay back immediately but then was unable to do so because my bank closed my account for being negative. Because my business stopped operations for the summer due to Covid. I tried to contact them to let them know my business would not be operating for the summer but their website does not have an email address or a phone number listed. They did not 6 months ago and still do not to this day have any phone number or email listed. Also, I am not a personal guarantor for this loan. This time XXXX XXXX XXXX called me again but she was impersonating someone else. She claimed her name was XXXX XXXX. But this was the same person I spoke with last time. She threatened me with the same actions as last time, threatened to sue me for theft of services and jail time.
Frequently Asked Questions
What is Complaint #5053140 about?
Complaint #5053140 was filed against Rab, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-12-29T12:00:00-05:00.
How did Rab, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Rab, INC.?
Yes, visit the Rab, INC. company profile at readthecomplaint.com/company/rab-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.