Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5039149

Complaint Overview

Complaint ID: 5039149

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Texas

ZIP Code: 77406

Date Received: 2021-12-23T12:00:00-05:00

Date Sent to Company: 2021-12-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Experian 's National Consumer Assistance Center at XXXX XXXX XXXXXXXX, XXXX, TX XXXX has received letters in reference to reporting incorrect information on my consumer report. On XXXX XXXX a letter was sent, Experian acknowledged receiving the dispute notice and responded as- the company that reported the information has certified to Experian that the information is accurate. Any information being reported must be 100 % accurate. Although the information is clearly reporting incorrectly, inaccurately and it is a violation to report incomplete and inaccurate experiences on the consumer report. This inaccurate reporting is a defamation of my character, showing willful negligence and willfuly reporting inaccurate data. The FDCPA 15 USC 1692 ( g ) clearly proided the violation along with FCRA 15 USC 1681 the violations of wilful noncompliance.

Frequently Asked Questions

What is Complaint #5039149 about?

Complaint #5039149 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-12-23T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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