Debt collection -- Took or threatened to take negative or legal action -- Complaint #5035598
Complaint Overview
Complaint ID: 5035598
Company: Direct Capital
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: California
ZIP Code: 93277
Date Received: 2021-12-22T12:00:00-05:00
Date Sent to Company: 2021-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have no idea who this company is, they are calling anyone with the same last name of whomever they are trying to reach. they left the attached voice mail with a distant relative they called.
Frequently Asked Questions
What is Complaint #5035598 about?
Complaint #5035598 was filed against Direct Capital regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-12-22T12:00:00-05:00.
How did Direct Capital respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Direct Capital?
Yes, visit the Direct Capital company profile at readthecomplaint.com/company/direct-capital to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.