Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5020914

Complaint Overview

Complaint ID: 5020914

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Was not notified of investigation status or results

State: California

ZIP Code: 90027

Date Received: 2021-12-18T12:00:00-05:00

Date Sent to Company: 2021-12-18T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

EXPERIAN CONSUMER INFORMATION ON PRODUCT FOR SERVICE, DENIED RETAINS CONSUMER FRAUD OCCURRED MARK REFER TO COMPANY LISTED BELOW COMPROMISING THE INFORMATION CONTAINED THE OVERLAP LAW OF PANDEMIC. I UNDERSTAND THAT YOU CAN CONTACT EACH LISTED BELOW FOR THE MARK RESULTS OR REMOVE THR HARD INQUIRY. HOW MY INQUIRY IS HARD. XXXX XXXX. 13 Credit checks 1CREDIT INQUIRY XXXX XXXX XX/XX/XXXX Mark the underwriter has no reply. Mark the office has called me from a XX/XX/XXXX application, giving me the opportunity for acceptance for a loan with them. The credit report freeze lock date and open date.error correlation exists between compromising for rampart.. 2CREDIT INQUIRY XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX MARK. Underwriter HAS NO REPLY for processing of the application. XXXX I was given slang talk. XXXX. The accounting department are needed by analyzing communication. XXXX. A employers facility of approval or applicants need to capacitate their own employers for the functionality of performance. 3CREDIT INQUIRY XXXX XXXX XX/XX/XXXX CREDIT INQUIRY Mark. The facilities had argument that is a paid loan and no longer reported on my credit. Amount {$1100.00} 4 XXXX XX/XX/XXXX 5 CREDIT INQUIRY XXXX XXXX XXXX XX/XX/XXXX Mark. The company refused financial lines for servicing the loan. The company failed to opt out sending emails. The company had CONSUMER fraud. 6CREDIT INQUIRY XXXX XXXX XX/XX/XXXX Mark. The company had CONSUMER fraud... 7CREDIT INQUIRY XXXX XXXX XXXX XX/XX/XXXX Mark. The company stated the information contained herein reported by the Bureaus info debt consumer has debt.. etc Mark considered.fraud 8CREDIT INQUIRY XXXX XXXX XXXX XX/XX/XXXX Mark. The company did not direct the inquiry for information. They review of the the credit reports where consumer was asking information on a product. Mark. Accounting accountability of its reply or acquisition of what it is financial lines anticipated for a chunk for hold of its bits of prices. For process is slang talk added to compare and contrast decim of how much I need to earn a month to be accepted, something other than their exclusion from all my earrings and income a month.XXXX XXXX the inquiry needs to remove its acceptance of the application. 9CREDIT INQUIRY XXXX XXXX XX/XX/XXXX Mark. On date of impersonal communications for ppurchase the credit score XXXX was denied on the company 's mark of financial lines. The company says I need support from resources they account as food stamps. The mark. Food stamps don't come XXXX XXXX XXXX free to tax payers and they state the bureaus refuse to verify income and earrings.. 10CREDIT INQUIRY XXXX XXXX XX/XX/XXXX XXXX. CONSUMER fraud denying the business I ts line of credit where my income self employed pays all my earrings monthly earrings cost of living. 11CREDIT INQUIRY XXXX/XXXX XXXX XX/XX/XXXX Mark. The crediting line of credit is no longer reported. You usually take lines of credit for activation of maturity governance securing a history. The overall company slang talk buy a credit trade line so we can trade our denial. Socialism is not a part of I, the undersigned, credit inquiry. 12CREDIT INQUIRY XXXX XXXX XX/XX/XXXX 13 CREDIT INQUIRY XXXX XXXX XX/XX/XXXX

Frequently Asked Questions

What is Complaint #5020914 about?

Complaint #5020914 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-12-18T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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