Debt collection -- Took or threatened to take negative or legal action -- Complaint #5008766
Complaint Overview
Complaint ID: 5008766
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: XXXXX
Date Received: 2021-12-14T12:00:00-05:00
Date Sent to Company: 2021-12-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Im really worried that LVNV FUNDING LLC is reporting inaccurate information on my credit report. Pursuant to the Fair Debt Collection Practices Act 15 USC 1692, I XXXX XXXX XXXX have the right to privacy. LVNV FUNDING LLC has committed infringement upon my consumers right to privacy. I, XXXX XXXX XXXX never granted consent to LVNV FUNDING to contact me. LVNV FUNDING has/ or purchased my private information without my consent. I never contracted with LVNV FUNDING. LVNV FUNDING is violating my rights. I understand that you must have procedures in place to respond to questions about credit reporting. Pursuant to the Fair Debt Collections Privacy Act ( 15 USC 1692 ( g ) and Regulation F ( 12 CFR 1006.34 ( a ) ( b ) ( c ). I am invoking my right and demand LVNV FUNDING to validate this alleged debt. If your office fails to respond to this validation request within 30 days, all references from this account must be deleted and completely removed from your credit file, and all consumer reports. At this time I also asked for LVNV FUNDING to Cease and desist any and all communication with me pursuant to 15 USC 1692 ( c ) ( c ).
Frequently Asked Questions
What is Complaint #5008766 about?
Complaint #5008766 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-12-14T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.