Payday loan, title loan, or personal loan -- Received a loan you didn't apply for -- Complaint #5008316
Complaint Overview
Complaint ID: 5008316
Company: National Credit Adjusters, LLC
Product: Payday loan, title loan, or personal loan
Sub-Product: Payday loan
Issue: Received a loan you didn't apply for
State: Missouri
ZIP Code: 630XX
Date Received: 2021-12-14T12:00:00-05:00
Date Sent to Company: 2021-12-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I explained to the company that the loan was taken out by someone else. However, the loan was paid off so that my credit wasn't impacted but it negatively affected my credit. Requested for the company to remove the tradeline from my report and they agreed, however, it is still there on XXXX and XXXX.
Frequently Asked Questions
What is Complaint #5008316 about?
Complaint #5008316 was filed against National Credit Adjusters, LLC regarding Payday loan, title loan, or personal loan specifically about Received a loan you didn't apply for. It was received by the CFPB on 2021-12-14T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.