Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5001225
Complaint Overview
Complaint ID: 5001225
Company: Hcfs Healthcare Financial Services Of Teamhealth
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
ZIP Code: XXXXX
Date Received: 2021-12-12T12:00:00-05:00
Date Sent to Company: 2021-12-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
i have suffered from XXXX for 30 years ' i never knew what credit was or debt or any other such thing i was XXXX for many years and XXXX XXXX XXXX XXXX most of my debt actually comes from minor 2 hour hospital stays where i was under duress at times from being XXXX XXXX XXXX ' many times people used my name or an alias with my information going as far back as 25 years or so ' it wasn't until recently the past 5 years or so when i started medication and working a serious job ' with benefits and got a steady income life and girlfriend that i started to learn about these things ' i have tried to contact debtors and XXXX XXXX XXXX ' about such things ' but to no avail ' i have been without work for about 2 weeks now do to assaults and robberies at my work ' and i tried for the first time to take out a loan ' figuring on furlough due to store being to dangerous in the ghetto at night not being open i found without a paycheck in the past or one in the future you can not apply for a loan ' i know this might sound strange to some but my first " vacation in 5 years '' has been spent for 8 days trying to figure how to get out of debt and get my life back 99 % of it from 1 hour hospital visits where i was discharged or escaped the hospital on my own ' or afraid due to XXXX XXXX of " being in debt haahahaha '' ' as you can see i'm not well or was not ' for many years ' anyhow i was always scared or paranoid of the 'sign this we'll help you moneywise '' as i was of medication and the like " but seeing where medication has gotten me " i realise now but not back then when {$30.00} or {$300.00} over time seemed impossible for someone working {$5.00} an hour at a labour hall ' 17 hours a day to make {$35.00} with smokes and train/bus sleep outside building ' take {$3.00} out of paycheck at end of day {$4.00} or {$2.00} for ride to job site ' people just don't know but then i worked with XXXX who made {$12.00} for the same amount of effort ' anyhow " i've tried to contact various sites and agencies ARS etc ' to explain but have had no luck ' i don't want to be XXXX again after working 35 hours a week or 30 for the past 5 years ' drs say its best if i " take a day extra off to not be mentally ill '' " anyhow it came to my attention recently my identity has been used for 20 plus years from an " old aqcuaintance '' i'm starting to believe probably just at random " one of the addresses was near mine ' at a time or i used to stay there ' and i was XXXX at the time ' anyhow thank you for your time i am not good at this " but i hope it somehow helps although as usual i doubt i did the right thing or even the right company ' XXXXXXXX XXXX XXXXXXXX ' all these " i'm not sure ' i'm working with lawyer to figure it out right now and day and night during " first vacation ever '' spent 8 days trying to figure this all out ' as i have no money and am just staring at a wall ' thank you " i hope it's not a prison ' forever '
Frequently Asked Questions
What is Complaint #5001225 about?
Complaint #5001225 was filed against Hcfs Healthcare Financial Services Of Teamhealth regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-12-12T12:00:00-05:00.
How did Hcfs Healthcare Financial Services Of Teamhealth respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Hcfs Healthcare Financial Services Of Teamhealth?
Yes, visit the Hcfs Healthcare Financial Services Of Teamhealth company profile at readthecomplaint.com/company/hcfs-healthcare-financial-services-of-teamhealth to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.