Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5000526
Complaint Overview
Complaint ID: 5000526
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 94801
Date Received: 2021-12-12T12:00:00-05:00
Date Sent to Company: 2021-12-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The Consumer Credit Reporting Bureau is Experian, I requested my credit report and have disputed several items in the report ; there are several accounts that are closed and should be removed. There are two of the companies that have demonstrated unlawful practices ( XXXX & XXXX ), and law suits have been filed against both companies. A School Closure for Discharge was submitted for XXXX University of the XXXX XXXX XXXX XXXX as the school closed, as I had to take two science classes at a community college to complete my BA diploma/certificate requirements as XXXX lost XXXX XXXX and it closed, while I was taking the science classes for their BA program. Both, XXXX & XXXX accounts should be closed and removed. XXXXXXXX XXXX XXXX should be removed as it with XXXX XXXX. XXXX XXXX is the financing institution for the following credit accounts : XXXX XXXX XXXX, XXXX XXXX XXXX. that were closed because these companies no longer serve as brick & mortar stores. The XXXX XXXX account shows late, I have never been late on this account. In addition, to several other accounts on my credit report that should be removed as they are paid and reflect closed. These accounts should be removed from my credit report as they are closed and a few I never used. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Other Credit Accounts paid and closed : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX A total of XXXX accounts should be removed from the Credit report. I would like to have my credit report reflect a positive report as I work hard to maintain a good report, and currently that is not demonstrated by Experian and other consumer reporting bureaus. I have also filed a complaint to have Experian investigated by the Office of the Attorney General for a Public Inquiry as many of the agencies appear to demonstrate race inequities towards people of color as profiling.
Frequently Asked Questions
What is Complaint #5000526 about?
Complaint #5000526 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-12-12T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.