Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4997738

Complaint Overview

Complaint ID: 4997738

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Kentucky

ZIP Code: 40324

Date Received: 2021-12-11T12:00:00-05:00

Date Sent to Company: 2021-12-11T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

A company, XXXX XXXX, purchased and reported a debt from XXXX years ago as a collection account on XX/XX/2021. I filed XXXX XXXX bankruptcy, which was finalized XX/XX/2021. I contacted the collection company and credit reporting agencies. It was removed on XXXX and XXXX, but not Transunion. I have submitted and been unsuccessful with XXXX disputes. I called Transunion after the 1st dispute was reported as an accurate debt. XXXX XXXX claimed they removed the debt from all three agencies and thats when I opened a 2nd dispute with Transunion on XX/XX/2021. This once again was deemed an accurate reporting on XX/XX/2021. My XXXX XXXX initially dropped XXXX points and I am still unable to pass a credit check to obtain housing over XXXX months later.

Frequently Asked Questions

What is Complaint #4997738 about?

Complaint #4997738 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-12-11T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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