Debt collection -- Attempts to collect debt not owed -- Complaint #4994101

Complaint Overview

Complaint ID: 4994101

Company: Rms-Recovery Management Services, INC.

Product: Debt collection

Sub-Product: Federal student loan debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed

State: Arizona

ZIP Code: 85374

Date Received: 2021-12-09T12:00:00-05:00

Date Sent to Company: 2022-01-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I received this attachment notice of owing fees in the amount of {$5900.00} to XXXX XXXXXXXX University. I discussed with a rep from XXXX over a year ago this with a veteran liaison this debt is false reporting collections. Now this has resurface under a recovery management service. I am a XXXX veteran and my school loans and debt has been approved and removed under the Permanent Disability Discharge Act as of XX/XX/2021. I have not received any services from XXXX and have reported this several times. During the time I was requesting services I never received any items in time of need for courses and reached out and no one responded in a timely manner.

Frequently Asked Questions

What is Complaint #4994101 about?

Complaint #4994101 was filed against Rms-Recovery Management Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-12-09T12:00:00-05:00.

How did Rms-Recovery Management Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Rms-Recovery Management Services, INC.?

Yes, visit the Rms-Recovery Management Services, INC. company profile at readthecomplaint.com/company/rms-recovery-management-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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