Credit card or prepaid card -- Other features, terms, or problems -- Complaint #4973806

Complaint Overview

Complaint ID: 4973806

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Other features, terms, or problems

Sub-Issue: Add-on products and services

State: Alabama

ZIP Code: 35640

Date Received: 2021-12-03T12:00:00-05:00

Date Sent to Company: 2021-12-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Capital One is issuing me a new card. The new card has contactless capability as a new feature. I called and requested a card that does not have contactless. They said they do not have those cards anymore and all new cards are contactless. That means theyare putting my information at risk. I work in information security. I have both XXXX and a security clearance with special program access. I know the dangers inherent in a contactless card, and I am horrified that a bank is pushing this on me without any alternative.

Frequently Asked Questions

What is Complaint #4973806 about?

Complaint #4973806 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Other features, terms, or problems. It was received by the CFPB on 2021-12-03T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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