Debt collection -- Attempts to collect debt not owed -- Complaint #4973528
Complaint Overview
Complaint ID: 4973528
Company: Integrated Recovery Services
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Michigan
ZIP Code: 48076
Date Received: 2021-12-03T12:00:00-05:00
Date Sent to Company: 2021-12-03T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received two phone calls one from a young lady indicating that she works for XXXX XXXX XXXX and a process servicer came to my mom 's house to serve me for a civil suite . She told me to call XXXX and speak with XXXX as she was handling my case # XXXX XXXX indicated that a Notice of Demand from XXXX now XXXX XXXX . She did not inform me that she was a debt collector attempting to collect a debt. Furthermore the debt she is attempting to collect is from XXXX and was discharged in my XXXX bankruptcy.
Frequently Asked Questions
What is Complaint #4973528 about?
Complaint #4973528 was filed against Integrated Recovery Services regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-12-03T12:00:00-05:00.
How did Integrated Recovery Services respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Integrated Recovery Services?
Yes, visit the Integrated Recovery Services company profile at readthecomplaint.com/company/integrated-recovery-services to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.