Vehicle loan or lease -- Getting a loan or lease -- Complaint #4966877
Complaint Overview
Complaint ID: 4966877
Company: Exeter Finance, LLC.
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Getting a loan or lease
Sub-Issue: Fraudulent loan
State: Texas
ZIP Code: 75056
Date Received: 2021-12-01T12:00:00-05:00
Date Sent to Company: 2021-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX//2021 I submitted a complaint against Exeter Finance ( # XXXX ). I received an answer on XXXX/XXXX/2021, however, it did not satisfy the request sent to this company via cease and desist as well as debt validation. The consumer credit transaction is false and misleading as I was not given the proper disclosures pursuant to 15 USC 1635 which is a violation. As I reviewed the negotiable instrument again, I noticed that my signature is the only signature on the paperwork given to me on XX/XX//2021. ( See attachments ).
Frequently Asked Questions
What is Complaint #4966877 about?
Complaint #4966877 was filed against Exeter Finance, LLC. regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2021-12-01T12:00:00-05:00.
How did Exeter Finance, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Exeter Finance, LLC.?
Yes, visit the Exeter Finance, LLC. company profile at readthecomplaint.com/company/exeter-finance-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.