Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4962111
Complaint Overview
Complaint ID: 4962111
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
ZIP Code: XXXXX
Date Received: 2021-11-30T12:00:00-05:00
Date Sent to Company: 2021-11-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have contacted XXXX, Equifax and XXXX 4 times in the last 13 months and have reported alot of fraud on my credit report. XXXX XXXX and Equifax both have has breach in there system inwhich compromised my credit report as well as millions of other people and they will not do anything to help the situation and no one can send me the proof that and of the fraud accounts are mine, ( no signature, No ID, No Witness ) Nothing as part of the FCRA guidelines, they do not follow the laws they tend to think they make up there own laws and can do what ever the XXXX they want to and they are costing me a lot of money because they refuse to do there XXXX job. I need your help. XXXX-Opened XXXX XXXXAuthorizied user-I have never had this card-FRAUD XXXX-Opened-XXXX XXXXAuthorized user-I have never had this card-FRAUD XXXX XXXX XXXX XXXX Inquire date XXXX never applied-Never authorized a credit inquiry -FRAUD XXXX XXXX XXXXInquiry dateXXXX XXXX-Never applied-Never authorized a credit inquiry-FRAUD XXXXXXXX-Inquiry dateXXXXXXXXXXXX XXXX-Never applied-Never authorizied a credit inquiry-FRAUD XXXX XXXXDate opened XXXX-I have never had or applied for this card-FRAUD XXXX XXXXInquiry Date-XXXX XXXXNever applied-Never authorized a credit inquiry-FRAUD XXXX XXXX dateXXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX-Inquiry date-XXXXXXXX. XXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXXInquiry dateXXXXNever applied-never authorized a credit inquiry-Fraud XXXX XXXX XXXX XXXX inquiry XXXXNever Applied-Never authorized a credit inquiry-Fraud XXXX XXXXXXXX XXXX-Inquiry dateXXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXX-Inquirydate-XXXXXXXX XXXX-Never Applied-Never authorizied a credit inquiry-Fraud XXXX XXXX XXXX-Inquiry dateXXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX Credit -Inquiry date XXXXXXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXX Inquiry date XXXX XXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXX XXXX # XXXX date-XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXXInquiry date-XXXX XXXXXXXXNever applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXX XXXX XXXX XXXX-Inquiry date-XXXX XXXX-Never applied-Never authorizied a credit inquiry-Fraud XXXX XXXX-Inquiry date-XXXX XXXX-Never applied-Never Authorizied a credit inquiry-Fraud XXXX-Inquiry DateXXXXXXXX XXXX-Never Applied-Never Authorized a credit inquiry-FRAUD XXXX XXXXInquiry Date-XXXXXXXX XXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXXInquiry dateXXXX XXXXXXXXNever Applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXX XXXXInquiry date-XXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXX Inquiry DateXXXX XXXXNever applied-Never Authorized a credit inquiry-Fraud XXXX-Inquiry date-XXXX XXXXXXXXNever applied-Never authorized a credit inquiry-fraud None of the credit bureaus can provide any proof as stated by law and the FCRA for any and all authorizations. Most of these inquiries has no existing phone numbers and no address as they are required to per law on file. I have tried to contact them. But the ones that I did contact said the credit bureaus are responsible to fix things, the credit bureaus says the other companies are responsible to fix things. I ham not playing any games any more. These XXXX bureaus put a fraud alet on my file but cant proove that I authorized anything. They have cost me enough money, and now I want them to fix this within 15 days.
Frequently Asked Questions
What is Complaint #4962111 about?
Complaint #4962111 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-11-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.