Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #4952266

Complaint Overview

Complaint ID: 4952266

Company: Chime Financial INC

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Texas

ZIP Code: 77598

Date Received: 2021-11-27T12:00:00-05:00

Date Sent to Company: 2021-11-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I rented an apartment and once given access discovered that it was roach infested and covered in XXXX. I gave the apartment complex multiple chances to fix the situation and they did not. I filed with Chime bank to reverse the charge of {$1200.00} on my credit card for goods and services not as described. Chime failed to protect me under the consumer rights act. I have an auto immune disorder, I can not live in roach infestation and XXXX everywhere, nor should I suffer financial loss due to the apartment complex negligence. Chime should have protected me under the consumer rights act.

Frequently Asked Questions

What is Complaint #4952266 about?

Complaint #4952266 was filed against Chime Financial INC regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2021-11-27T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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