Debt collection -- Attempts to collect debt not owed -- Complaint #4947511

Complaint Overview

Complaint ID: 4947511

Company: Procollect, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Iowa

ZIP Code: 50265

Date Received: 2021-11-25T12:00:00-05:00

Date Sent to Company: 2021-11-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have personally disputed 3 x a debt with Pro Collect collection agency and XXXX XXXX. I moved out of XXXX and received a great response on my move out report. They claimed they had to replace a 10x15 piece of carpet due to a small stain. They refused to show me the video they take on XXXX and refused to give me the carpet with supposed stain and henceforth refused my deposit refund. Now theyve assigned the debt to Pro Collect of which I disputed the debt and they failed to validate and prove the claim rather they just send me documentation on original name of Creditor. I want this removed from my credit bureau or should I seek legal action?

Frequently Asked Questions

What is Complaint #4947511 about?

Complaint #4947511 was filed against Procollect, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-11-25T12:00:00-05:00.

How did Procollect, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Procollect, INC.?

Yes, visit the Procollect, INC. company profile at readthecomplaint.com/company/procollect-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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