Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4946916
Complaint Overview
Complaint ID: 4946916
Company: Carco Group, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Texas
ZIP Code: 76110
Date Received: 2021-11-24T12:00:00-05:00
Date Sent to Company: 2021-11-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2021 a consumer background screen was ordered by XXXX to a third party vendor Precheck. I authorized the check with the impression that the third party vendor would follow the FCRA rules and guidelines when reporting. That meant following the 7 year rule. I consented to that. Upon completion of the report on XX/XX/2021 the report was released by the vendor Precheck with unverified, inaccurate data in which I reached out to Precheck during the investigation process to provide details. The report also violated my privacy in that it included information that may have been public records but was nearly XXXX years old without my knowledge that it would be reported. When I reached out to dispute the consumer report I was met with resistance and stonewalled. I was told by management that they had the right to report public records so long as it appears public with or without my express consent. As a result of defamation and gross negligence on the behalf of this company my employment status is in jeopardy, not to mention the possibilities of further discrimination and character misrepresentation.
Frequently Asked Questions
What is Complaint #4946916 about?
Complaint #4946916 was filed against Carco Group, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-11-24T12:00:00-05:00.
How did Carco Group, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Carco Group, INC.?
Yes, visit the Carco Group, INC. company profile at readthecomplaint.com/company/carco-group-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.