Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4933651

Complaint Overview

Complaint ID: 4933651

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Investigation took more than 30 days

State: Florida

ZIP Code: 346XX

Date Received: 2021-11-21T12:00:00-05:00

Date Sent to Company: 2021-11-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have asked Experian to correct their inaccurate reporting on my credit report. They are reporting a balance on a charged of account for a creditor named XXXX XXXX XXXX, this was a credit card debt from 2014. The tradeline in outdated and out of the statute of limitations. XXXX and XXXX are reporting this tradeline correctly I have also asked Experian to correct their inaccurate reporting on my credit report. They are reporting a balance on a charged of account for a creditor named XXXX XXXX XXXX XXXX, Auto loan from 2014. The tradeline in outdated and out of the statute of limitations. XXXX and XXXX are reporting this tradeline correctly

Frequently Asked Questions

What is Complaint #4933651 about?

Complaint #4933651 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-11-21T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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