Debt collection -- Written notification about debt -- Complaint #4930931

Complaint Overview

Complaint ID: 4930931

Company: Lending Club CORP

Product: Debt collection

Sub-Product: Other debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Michigan

ZIP Code: 48322

Date Received: 2021-11-20T12:00:00-05:00

Date Sent to Company: 2021-11-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received notice that I am being sued for a debt with Lending Club, closed in 2016. I received a letter from their collection agency XXXX XXXX. I sent a letter disputing the debt dated XX/XX/XXXX. I NEVER received validation of this debt until I received the Summons from the court. I NEVER received ANY information regarding the original creditor from this company, NOR from the attorney 's. The collection agency and the Attorney 's XXXX XXXX XXXX, FAILED to follow the correct protocol before suing me for this debt with the Lending Club.

Frequently Asked Questions

What is Complaint #4930931 about?

Complaint #4930931 was filed against Lending Club CORP regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-11-20T12:00:00-05:00.

How did Lending Club CORP respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Lending Club CORP?

Yes, visit the Lending Club CORP company profile at readthecomplaint.com/company/lending-club-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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