Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4930418
Complaint Overview
Complaint ID: 4930418
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 761XX
Date Received: 2021-11-19T12:00:00-05:00
Date Sent to Company: 2021-11-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I, XXXX XXXX XXXX, am the consumer. After discovery and review of my consumer report, I found that Transunion has reported information on my consumer report without my written permission which is a form of Identity theft. The law clearly states : " XXXX XXXX XXXX Permissible purposes of Consumer Reports ( XXXX ) in General Subject to subsection ( XXXX XXXX any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( XXXX ) In accordance with the written instructions of the consumer to whom it relates '' I never gave Transunion permission or consent to report any information on my consumer report and they have not provided documentary evidence to prove that I gave prior consent. No consent is identity theft. ACCOUNT ALLEGED AMOUNT XXXX XXXX XXXX {$1200.00} XXXX XXXX XXXX {$7400.00} XXXX XXXX {$19000.00} XXXX XXXX {$5600.00}
Frequently Asked Questions
What is Complaint #4930418 about?
Complaint #4930418 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-11-19T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.