Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4929162
Complaint Overview
Complaint ID: 4929162
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 76248
Date Received: 2021-11-19T12:00:00-05:00
Date Sent to Company: 2021-11-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
TITLE 7. OFFENSES AGAINST PROPERTY XXXX XXXX. FRAUD OFFENSE ( 2 ) XXXX XXXX XXXX XXXX Original creditor XXXX XXXX XXXX XXXX {$XX/XX/1500} Balance updated XX/XX/XXXX XX/XX/XXXX Account type Collection {XX/XX/1500} Payment Info Original balance {XX/XX/1500} Balance {$XX/XX/1500 Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX The next fraud is from a unknown source I never did business with them. XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX {$XX/XX/XXXX} Balance updated XX/XX/XXXX Account Info Tap labels for more details Account number XXXX Collection opened XX/XX/XXXX Account type Collection XXXX XXXX XXXX XXXX, XX/XX/XXXXXXXX ( XXXX ) XXXX I think that XXXX XXXX has fraud and has intended to harm me with the excessive late charges. I am sure I never had a late charge. The Offense below I would like to accuse XXXX XXXX for commuting. When I am sure my bills have been accurate. Sec. 32.46. FRAUDULENT SECURING OF DOCUMENT EXECUTION. ( a ) A person commits an offense if the person, with the intent to defraud or harm any person : From the PENAL CODE TITLE 7. OFFENSES AGAINST PROPERTY CHAPTER 32. FRAUD PENAL CODE TITLE 7. OFFENSES AGAINST PROPERTY CHAPTER 32. FRAUD SUBCHAPTER A. GENERAL PROVISIONS The credit servicer said that the charges take up a portion of my credit score. I switched my loan servicer from XXXX XXXX XXXX XXXX XXXX My credit score is bad I am really getting into no apartments or houses with such a bad credit score even with a job. My mother is elderly and wont hardly help me. I am really afraid she will die. And I have no other parents to help. I am pretty sure my friends wouldnt help me with it either. XXXX XXXX Account Info Tap labels for more details Account number XXXX Fed Loan Service is a terrible company I had no late bills and they are pretending I had late payments. I need them to take of late payment remarks because they actually affect my credit score the credit service said. It affects the score quiet some. Payment Info Status Paid, was past due 180 days or more Status date XX/XX/XXXX Past due amount - Original loan amount {$XX/XX/2000} Monthly payment This is a fake loan that I never received from the community college for some reason and I have no late payments at all. I would really like to have all the late payment accusations taken down I think its part of a joke when it affects everyones credit score. I would also like to make claims and check if my credit accounts with XXXX, XXXX, and experian have been compromised and had the credit score personallly adjusted. As an example I had my credit score drop by XXXX points from experians website only and not XX/XX/XXXX and XXXX and it didnt owe any bills or get any warnings. I will attach a pdf of the evidence Another offense is that XXXX XXXX offered a false claim this month after I lived there a year and a half ago and had payed all my bills there was no problem when I ended my lease a year and a half ago. I have attached documentation.
Frequently Asked Questions
What is Complaint #4929162 about?
Complaint #4929162 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-11-19T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.