Vehicle loan or lease -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4917431

Complaint Overview

Complaint ID: 4917431

Company: Nissan Motor Acceptance Company LLC

Product: Vehicle loan or lease

Sub-Product: Lease

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: New York

ZIP Code: 11416

Date Received: 2021-11-16T12:00:00-05:00

Date Sent to Company: 2021-11-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My name is XXXX XXXX, and I am sending this request myself without any help from a Credit Repair Company and this is about addressing the inaccuracies on my Credit Reports. I have a loan with XXXX XXXX XXXX with account number XXXX. I have always made my payments on time. For some reason, I realized that there was a late payment on my credit report and the information provided by this reporting is inaccurate. I am currently struggling because of the situation. As you can see, I have always had a terrific payment record with this company. I tried contacting XXXX, XXXX, and XXXX Credit Bureaus with no successful resolution. There was definitely an error on their part.

Frequently Asked Questions

What is Complaint #4917431 about?

Complaint #4917431 was filed against Nissan Motor Acceptance Company LLC regarding Vehicle loan or lease specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-11-16T12:00:00-05:00.

How did Nissan Motor Acceptance Company LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Nissan Motor Acceptance Company LLC?

Yes, visit the Nissan Motor Acceptance Company LLC company profile at readthecomplaint.com/company/nissan-motor-acceptance-company-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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