Debt collection -- Attempts to collect debt not owed -- Complaint #4917044

Complaint Overview

Complaint ID: 4917044

Company: Credit Plus INC

Product: Debt collection

Sub-Product: Mortgage debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Georgia

ZIP Code: 30060

Date Received: 2021-11-16T12:00:00-05:00

Date Sent to Company: 2021-11-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

XXXX pulled my credit, file # XXXX according to XXXX XXXX ( the third XXXX ) I did not authorized the credit pull which was done on XX/XX/21 by XXXX with the file # XXXX. I have on file with Credit Plus XXXX pieces of ID and a police report stating I am a victim of ID fraud. Please remove this inquiry from my credit report.

Frequently Asked Questions

What is Complaint #4917044 about?

Complaint #4917044 was filed against Credit Plus INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-11-16T12:00:00-05:00.

How did Credit Plus INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Credit Plus INC?

Yes, visit the Credit Plus INC company profile at readthecomplaint.com/company/credit-plus-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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