Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4906144

Complaint Overview

Complaint ID: 4906144

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Problem with personal statement of dispute

State: Pennsylvania

ZIP Code: 19131

Date Received: 2021-11-12T12:00:00-05:00

Date Sent to Company: 2021-11-12T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021, Experian closed my complaint ( XXXX ) stating that the information I provided for my dispute was inaccurate and did not appear on my credit report. Experian has not only allowed companies to fraudulently open account without my knowledge and consent, and to make matters worse Experian did not and does not have my permission to make or furnish my credit report, but now Experian is falsifying information. The information I am disputing was on my credit report as of XX/XX/2021 and I will attach a picture to prove this. Since Experian has allowed this information to be viewable on my credit report, I am held back from seeking credit elsewhere as my scores will steadily decline. Most important, the credit line I was seeking to obtain was denied because it appears as if I have too much debt in personal loans. This account has limited my purchasing power.

Frequently Asked Questions

What is Complaint #4906144 about?

Complaint #4906144 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-11-12T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages