Credit card or prepaid card -- Problem getting a card or closing an account -- Complaint #4901529

Complaint Overview

Complaint ID: 4901529

Company: Chime Financial INC

Product: Credit card or prepaid card

Sub-Product: General-purpose prepaid card

Issue: Problem getting a card or closing an account

Sub-Issue: Trouble closing card

State: Delaware

ZIP Code: 197XX

Date Received: 2021-11-11T12:00:00-05:00

Date Sent to Company: 2021-11-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/21, I received an email that an account had been opened in my name at Chime. I did not set up this account. I have since received several emails that changes have been made to my account, including the fact that direct deposit had been set up for this account but I did not do any of that. I have tried several times to reach Chime to let them know this is fraudulent and to ask them to close the account immediately, but nothing has happened. In fact, I cant get a person on the phone and no one responds to my emails.

Frequently Asked Questions

What is Complaint #4901529 about?

Complaint #4901529 was filed against Chime Financial INC regarding Credit card or prepaid card specifically about Problem getting a card or closing an account. It was received by the CFPB on 2021-11-11T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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