Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4883922

Complaint Overview

Complaint ID: 4883922

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Ohio

ZIP Code: 443XX

Date Received: 2021-11-06T12:00:00-05:00

Date Sent to Company: 2021-11-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have disputed XXXX XXXX account ending XXXX multiple times. I disputed the charges XXXX XXXX stated I owe XX/XX/XXXX. I filed a dispute with with credit bureau with no resolution. I recently sent a certified letter to XXXX XXXX disputing inaccuracies information XX/XX/XXXX and received a letter stating that since this account wasnt disputed within 60 days they are not required to investigate. I disputed this account with the credit bureau XX/XX/XXXX. XXXX XXXX never validated the debt they stated I owe. I disputed unauthorized charges to my account XXXX XXXX made without resolution. My dispute was in the 60 day law requirement. I sent evidence to experian and they failed to properly investigate.

Frequently Asked Questions

What is Complaint #4883922 about?

Complaint #4883922 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-11-06T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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