Checking or savings account -- Managing an account -- Complaint #4868794

Complaint Overview

Complaint ID: 4868794

Company: Capital One Financial Corporation

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Funds not handled or disbursed as instructed

State: Pennsylvania

ZIP Code: 165XX

Date Received: 2021-11-02T12:00:00-05:00

Date Sent to Company: 2021-11-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021 {$870.00} was deposited into my capital one capital one was reviewing it was supposed to be released XX/XX/XXXX first payment of {$200.00} second payment for {$670.00} was supposed to be released on XX/XX/XXXX. I spoke to a senior advisor he let me know he is short me they had my funds and it would be released on the days now Captial One says they sent my money back to the financial institution how do you send money back to a financial institution that Ive close down and unlinked from my external account the external account is XXXX XXXX and at XXXX XXXX you cant talk to human XXXX XXXX wont give me my money back and it was never deposited so now Im sitting here out of {$870.00} in the middle of a pandemic. With nothing.

Frequently Asked Questions

What is Complaint #4868794 about?

Complaint #4868794 was filed against Capital One Financial Corporation regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2021-11-02T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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