Payday loan, title loan, or personal loan -- Problem with additional add-on products or services -- Complaint #4851581

Complaint Overview

Complaint ID: 4851581

Company: Affirm Holdings, INC

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Problem with additional add-on products or services

State: Nevada

ZIP Code: 89103

Date Received: 2021-10-27T12:00:00-05:00

Date Sent to Company: 2021-10-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I took out multiple installment loans from affirm XX/XX/2021 using an old phone number. I random XXXX man spoofed my XXXX XXXX XXXX number under XXXX So I couldn't log into my account. I have called and emailed over 10 times. Submitted my ID for verification multiple times, had multiple calls with managers where I confirmed my identity yet my account and credit information was never made safe. I paid all the loans off but my credit information and account is still accessible to the person who took my number because affirm will not update my account.

Frequently Asked Questions

What is Complaint #4851581 about?

Complaint #4851581 was filed against Affirm Holdings, INC regarding Payday loan, title loan, or personal loan specifically about Problem with additional add-on products or services. It was received by the CFPB on 2021-10-27T12:00:00-05:00.

How did Affirm Holdings, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against Affirm Holdings, INC?

Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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