Debt collection -- Attempts to collect debt not owed -- Complaint #4847463
Complaint Overview
Complaint ID: 4847463
Company: Fair Capital
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: New Jersey
ZIP Code: 07305
Date Received: 2021-10-26T12:00:00-05:00
Date Sent to Company: 2021-10-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To : whom it may concern I was seeing a XXXX for my car incident. My lawyer informed everyone was paid for their services. However years later Im receiving phone from a collection agency stating I owe money. I don't owe any money. I do not want this collection to go on my credit. XXXX XXXX
Frequently Asked Questions
What is Complaint #4847463 about?
Complaint #4847463 was filed against Fair Capital regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-10-26T12:00:00-05:00.
How did Fair Capital respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Fair Capital?
Yes, visit the Fair Capital company profile at readthecomplaint.com/company/fair-capital to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.