Debt collection -- Attempts to collect debt not owed -- Complaint #4838168
Complaint Overview
Complaint ID: 4838168
Company: Nationwide Recovery Systems, Ltd
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Missouri
ZIP Code: 63121
Date Received: 2021-10-23T12:00:00-05:00
Date Sent to Company: 2021-10-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I'm currently having an issue with a collection company. They're reporting erroneous information to my credit report that needs to be removed promptly. Its violates 4 counts of the FCRA ( Federal Credit Report Act ) as well as HIPAA ( Health Insurance Portability Accountability ACT 1996 ) Under Section 602 - Reporting Inaccurately. Section 603 ( A ) ( B ) ( C ) - Sharing Medical Information Section 604 ( 2 ) - Creditor is prohibited from using medical information for eligibility for credit or continued credit. Section 605 ( 6 ) ( A ) - Provide sufficient information of such service provided Name, Address or Phone. HIPAA ACT 1996- A health care provider or health plan may share relevant information if : given permission to share the information. They must have a HIPAA " Released Form '' signed by me. Which they don't have NOT a " Privacy Notice Form ''. Sharing my information with a company is in fact fraudulent. Also not having the correct address or phone number which is inaccurate.
Frequently Asked Questions
What is Complaint #4838168 about?
Complaint #4838168 was filed against Nationwide Recovery Systems, Ltd regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-10-23T12:00:00-05:00.
How did Nationwide Recovery Systems, Ltd respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Nationwide Recovery Systems, Ltd?
Yes, visit the Nationwide Recovery Systems, Ltd company profile at readthecomplaint.com/company/nationwide-recovery-systems-ltd to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.