Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4827695

Complaint Overview

Complaint ID: 4827695

Company: National Credit Adjusters, LLC

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Was not notified of investigation status or results

State: California

ZIP Code: 90712

Date Received: 2021-10-20T12:00:00-05:00

Date Sent to Company: 2021-10-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

National Credit Adjusters appeared on my credit report earlier this year. There is no account information nor have I ever received notice of this " debt ''. This " debt '' has never been verified. I submitted two disputes through XXXX on XX/XX/2021 and XX/XX/2021 and was told the information was verified but I was NEVER sent any verification letter. Not one letter has been received at my primary residence from this company. Which in fact still violates my FCRA rights. I have also mailed out a letter on XX/XX/2021 and they have yet mail me any type of response/verification.

Frequently Asked Questions

What is Complaint #4827695 about?

Complaint #4827695 was filed against National Credit Adjusters, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-10-20T12:00:00-05:00.

How did National Credit Adjusters, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against National Credit Adjusters, LLC?

Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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