Debt collection -- Took or threatened to take negative or legal action -- Complaint #4827367
Complaint Overview
Complaint ID: 4827367
Company: Credit CORP Solutions INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Texas
ZIP Code: 775XX
Date Received: 2021-10-20T12:00:00-05:00
Date Sent to Company: 2021-10-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Im XX/XX/XXXX I was served papers declaring that I was being sued by Credit Corp Solutions Incorporated for the amount of {$1700.00}. In Texas, where I live and am being sued in, the statute of limitations against debt collection states that 4 years to the date of last payment made to the debt is the timeframe in which debt can be sued for. The last payment made to this debt was XX/XX/XXXX. The date this debt citation claim was filed was XX/XX/XXXX. This makes the time of last payment to the relevant debt until the debt citation claim being made a total of 4 years and approximately 2 months. This is time-barred debt.
Frequently Asked Questions
What is Complaint #4827367 about?
Complaint #4827367 was filed against Credit CORP Solutions INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-10-20T12:00:00-05:00.
How did Credit CORP Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit CORP Solutions INC.?
Yes, visit the Credit CORP Solutions INC. company profile at readthecomplaint.com/company/credit-corp-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.