Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4820312
Complaint Overview
Complaint ID: 4820312
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 32505
Date Received: 2021-10-18T12:00:00-05:00
Date Sent to Company: 2021-10-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There was no sub category for this issue so this is probably in the wrong category. My Transunion credit score dropped 90 points in one day ( yesterday ). All of my open accounts are in good standing. My credit usage was reduced. All my open accounts are paid on time. My collections balance was reduced and yet this cause my credit score to drop by 90 points? I want Transunion to logically explain to me how my credit score can drop by 90 points when there is no new derogatory information that has been added. All my open accounts have been paid on time. My credit usage has reduced from last month. I have no new open accounts. I have no new credit inquiries. How is it possible that my credit score dropped by 90 points when my credit usage has been reduced from last month, my open accounts are all paid on time and in good standing, my collections balance has been reduced from last months balance. I have had nothing but positive things on my credit report and yet my credit score drops by 90 points. Not likely.
Frequently Asked Questions
What is Complaint #4820312 about?
Complaint #4820312 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-10-18T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.