Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4803505
Complaint Overview
Complaint ID: 4803505
Company: Credit Technologies, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Texas
ZIP Code: 77095
Date Received: 2021-10-12T12:00:00-05:00
Date Sent to Company: 2021-10-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am in the process of apply for a home loan and then I noticed a hard inquiry on my account. I did not allow this company to check my credit and this was days before allowing the current company look at it. I tried to look for the contact information to call and see why this is on there and there isn't any. It dropped my credit 115 points which was XXXX and now it's causing problems getting a home loan. I need this gone.
Frequently Asked Questions
What is Complaint #4803505 about?
Complaint #4803505 was filed against Credit Technologies, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-10-12T12:00:00-05:00.
How did Credit Technologies, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Credit Technologies, INC.?
Yes, visit the Credit Technologies, INC. company profile at readthecomplaint.com/company/credit-technologies-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.