Debt collection -- False statements or representation -- Complaint #4801449

Complaint Overview

Complaint ID: 4801449

Company: Medical Data Systems, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Alabama

ZIP Code: 362XX

Date Received: 2021-10-11T12:00:00-05:00

Date Sent to Company: 2021-10-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Talked to Medical Data Systemns around XX/XX/XXXX. Asked them if I pay off acct. could they delete medical collection from my credit reports? Oh yes she said. The credit bureaus will have deletion letter by XX/XX/XXXX. I call all XXXX credit bureaus around XX/XX/XXXX no they have received anything. I called XXXX well I sent it the supervisor XXXX says. Call XXXX again 3 more times no they have not received anything.Finally filed a dispute against them they reported back to bureaas account was not paid. It showed a XXXX balance for a couple of days but then reaapeared.And it showed the total amount. that I started out with {$7300.00}. I attached a copy of bank statement proving it was paid on XX/XX/XXXX. I paid payments on acct. for all of XXXX up until XX/XX/XXXX {$200.00} a month. Balance started out at {$7300.00} and got it paid down to {$4700.00} when it was paid off. I want this removed from my credit reports immediately exactly like they promised. Why are they fooling around with people 's lives like this? I am trying to get a mortgage and this is the only thing holding me back. I am going to get in touch with XXXX XXXX XXXX the originial vendor. We will see what they have to say. I so desperately need help. They are just making me go around and around like they are playing a game, Please help me?

Frequently Asked Questions

What is Complaint #4801449 about?

Complaint #4801449 was filed against Medical Data Systems, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-10-11T12:00:00-05:00.

How did Medical Data Systems, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Medical Data Systems, INC.?

Yes, visit the Medical Data Systems, INC. company profile at readthecomplaint.com/company/medical-data-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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