Debt collection -- Written notification about debt -- Complaint #4794200

Complaint Overview

Complaint ID: 4794200

Company: Hcfs Healthcare Financial Services Of Teamhealth

Product: Debt collection

Sub-Product: I do not know

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Texas

ZIP Code: 77459

Date Received: 2021-10-08T12:00:00-05:00

Date Sent to Company: 2021-10-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have been disputing this account for some time now with Account Resolution Services. I sent an initial dispute letter asking for verification of this account because I am not familiar with this account. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. My letter was delivered on XX/XX/XXXX, and here is the tracking number XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. I am sure there is a law that proves it.

Frequently Asked Questions

What is Complaint #4794200 about?

Complaint #4794200 was filed against Hcfs Healthcare Financial Services Of Teamhealth regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-10-08T12:00:00-05:00.

How did Hcfs Healthcare Financial Services Of Teamhealth respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Hcfs Healthcare Financial Services Of Teamhealth?

Yes, visit the Hcfs Healthcare Financial Services Of Teamhealth company profile at readthecomplaint.com/company/hcfs-healthcare-financial-services-of-teamhealth to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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