Debt collection -- Attempts to collect debt not owed -- Complaint #4792463
Complaint Overview
Complaint ID: 4792463
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Ohio
ZIP Code: 441XX
Date Received: 2021-10-08T12:00:00-05:00
Date Sent to Company: 2021-10-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
RE : XXXX XXXX XXXX, University XXXX, XXXX Account Name CREDIT COLLECTION SVCS I Potentially Negative Account Number XXXX Account Type Collection Responsibility Individual Date Opened XX/XX/XXXX Original Balance {$150.00} Highest Balance {$0.00} Status Collection account. {$150.00} past due as of XX/XX/XXXX. Status Updated XX/XX/XXXX Balance {$150.00} Balance Updated XX/XX/XXXX Account Name CREDIT COLLECTION SVCS I Potentially Negative Account Number XXXX Account Type Collection Responsibility Individual Date Opened XX/XX/XXXX Original Balance {$380.00} Highest Balance {$0.00} Status Collection account. {$860.00} past due as of XX/XX/XXXX. Status Updated XX/XX/XXXX Balance {$860.00} Balance Updated XX/XX/XXXX These charges should have been sent to XXXX XXXX XXXX. I sent the XXXX XXXX information to XXXX but they decided to put these charges against me anyway. House Bill 388 states that I should not have been involved in this dispute. I need for these debt charges to be removed from my name and that it is stated that I have no responsibility regarding this issue.
Frequently Asked Questions
What is Complaint #4792463 about?
Complaint #4792463 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-10-08T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.