Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4792047

Complaint Overview

Complaint ID: 4792047

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Arkansas

ZIP Code: 727XX

Date Received: 2021-10-08T12:00:00-05:00

Date Sent to Company: 2021-10-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021 around XXXX I made several calls to companies listed on my hard inquiry list for Transunion and they were unable to verify the inquiries. I then called Transunion and tried to explain to them the situation and that I was trying to buy a home soon and these " unknown inquiries from the last several months needed cleaned off. The woman on the phone was unwilling to help and said that they were " documents and would remain on my report ''. I know that this is untrue and I need help solving this problem. I have disputed with Transunion several years back and never had this issue. The inquiries listed on my report which are inaccurate/unauthorized are as follows : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/2021 I have made attempts to resolve this, but was unable to with original inquiry parties and then when calling Transunion, customer service was unwilling to help remove these unauthorized inquires. Any assistance in this matter would be fantastic.

Frequently Asked Questions

What is Complaint #4792047 about?

Complaint #4792047 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-10-08T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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